More than a card, it's a banker in your pocket
LIRAPAY offers virtual and physical cards.
Manage your money
Handle all your basic finances, right from your phone using your LIRAPAY e-wallet
No banking bureaucracy
All the ease of a debit card without the red tape of financial institutions
Simple & secure
Robust security system built for safety offline and onlyine payment while gaming, web-browsing and more
Global
Send and receive money to and from anywhere on the globe using your LIRAPAY VISA Card
Why Lirapay?
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Simple payments and mobile top-upsSave time and avoid late fees with LIRAPAY's user-friendly bill-paying features -
Shop AnywhereShop with online merchants or in physical stores all around the world
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Free global transfersSend money home with LIRAPAY's instant, no cost money-transfer services -
Manage your money directly from your phoneSecurely use your mobile payment application by leveraging the latest blockchain technology
Our vision
To continue our proud tradition of offering the finest financial services.
The only way to deliver true value to our customers is to operate at the highest fiduciary, ethical and technical levels.
Our goal is to gain our customer trust and set up new standards for the new digital financial services.
Our history
Our history has began in 1848 in Galatzi, a Romanian port on the Danube, where Zanni. M. Chrissoveloni, set up its first operating office under the name of ‘’Chrissoveloni Fils, maison d’exportation et de banque”.
In 1889 the business changes its name again to "N. Chrissoveloni, banker", and most importantly also changes its strategy by starting to invest and hence contribute significantly to the industrial development (not to call it revolution) of Romania.
In 1920 Jean N. Chrissoveloni as President and Founder of Banca Chrissoveloni S.A.R. starts an association with another Romanian Bank – Banca de Credit Roman; Jean N. Chrissoveloni also acquired a bank in Cluj - Banca Ardeleana și Casa de Economii and develops a multinational bank network with offices in Constantinople, Vienna, Paris and New York.
In 1928 the capital was increased to 350 million Lei by a group of foreign banks: Banque de Bruxelles, Comptoire d’Escompte de Geneve, Hambros Bank Ltd. London, W.A. Harriman and Co. New York, Banque Transatlantique Paris, Nieder Osterreichische Escompte-Gesselschalt Vienna.
In 1948 the Bank was confiscated and liquidated by the new Government.
In 1999 John Chrissoveloni is founding PayNet srl in Bucharest, together with a Greek Investment Fund. It was the first Third Party Processor in Romania, authorized by VISA and MasterCard for personalizing cards, issuing and acquiring card transactions.
PayNet was a pioneer for cards industry in Romania, being one of the promoters of new products and technologies in the market (e.g. First installment card, first affinity card issued in partnership with a Trade Union).
For almost a decade, PayNet served as processor for 25 small and medium Banks from Romania, Serbia, Montenegro and Cyprus and in 2011 was integrated into one of the biggest worldwide processors.
In 2018, based on our experience in cards industry, we launch LIRAPAY, a mobile payment facility based on a prepaid VISA card. The company was incorporated in Malta by Mr. John Chrissoveloni and is offering digital financial services to entire EEA area.
Dedicated IBAN accounts in EUR and sort code accounts in GBP
Mass Payments: pay multiple parties with one tap! Perfect for simplifying your affiliate payouts or purchases from multiple suppliers. Simplify your payroll! Everybody gets paid accurately and on-time with our hassle-free payroll tools. Use one platform to handle all your business payments. No more checks, online service fees, or having to track payments through multiple systems.
Business cards denominated in EUR, GBP, USD and RON
Friendly KYB service that allows you to open the account in shortest time possible
Safety: industry-best security and algorithmic encryption for all points based on our proprietary blockchain system
Through its partners,
LIRAPAY acts as a card programme Agent or Distributor for a multitude of different issuing banks or EMIs pursuant to licenses by Mastercard®️ International Incorporated and Visa Int. MasterCard®️ is a registered trademark of MasterCard International Incorporated. Visa®️ is a registered trademark of Visa Int.
After almost 200 years, the Chrissoveloni Family is a living proof of the tradition, seriousness and perseverance.